A finance lease is typically used when you intend to keep the asset for most of its useful life, and the equipment may appear on your balance sheet. An operating lease is more like a rental, where you use the equipment for an agreed period and return it at the end. The best option depends on your accounting preferences and business needs. Where a finance route is requested and available, the finance provider decides which agreement and terms to offer; All UK Copiers does not make the provider’s approval decision. See photocopier finance and leasing.